Citizen Insurance roof requirement???

[seacliffes]

I just spoke to my agent at Harmon and Gilmore concernig a new requirement from Citizens Wind storm that if the roof is over 25 years old it needs to be inspected??? Has anyone else heard of this? They said it was a new requirement this year. I had the shingles replaced after Dennis by buying the materials from Home depot and having a local guy do it. So all I have is the receipt for materials. The inspection findings would need to be in the form of a letter that needs to go to the Insurance Company.

Basically, has anyone else been asked to do this?

Does anyone know a certified house inspector who could inspect the roof to indicate it's condition and life expectancy?

Apparently they need a contractor license number.

Thanks for any help

 

[seagrovegirl]

I had my roof inspected by a Citizens rep last July. Before July 1 it was a free service and had mine inspected since my house is 100+ years old to see if I qualify for a cheaper wind storm rate. I didn't qualify. They look for hurricane clips, etc... Citizens will send someone out for a charge, I think $225.

It really ticks me off that my house has withstood 100+ years on the coast without ANY damage, yet I am charged over $3000. per year because I do not have hurricane clips....

 

[AAbsolute]

I just spoke to my agent at Harmon and Gilmore concernig a new requirement from Citizens Wind storm that if the roof is over 25 years old it needs to be inspected??? Has anyone else heard of this? They said it was a new requirement this year. I had the shingles replaced after Dennis by buying the materials from Home depot and having a local guy do it. So all I have is the receipt for materials. The inspection findings would need to be in the form of a letter that needs to go to the Insurance Company.

Basically, has anyone else been asked to do this?

Does anyone know a certified house inspector who could inspect the roof to indicate it's condition and life expectancy?

Apparently they need a contractor license number.

Thanks for any help

We've filed the insurance mitigation forms for friends, customers and friends of customers. You'll get your discount back if someone can confirm and check off the correct boxes on the form. It doesn't take but a few minutes to document what's in place.

I do disagree with the blanket insurance rate hike till you find someone to certify what's already in place.