Occasionally there is someone who lives through a crash because they didn't have their seatbelt on. BUT that is the exception, not the rule, and you have better chances of hitting Powerball than that being you.
I think ShallowsSquirt wears his anyway - been drilled into him since he was born - but he now has a copy in his inbox.
Not to mention, the ticket these days is either $114 or $144 or something like that.