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Need builder for an affordable home

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Joe, I love the idea of manufactured/modular--but when we checked out financing, found that no banks will lend for those. When you did the tour with Green Steel, did they happen to mention that they had lenders (and at a decent rate)?

Unfortunately I did not think to ask that question.
 
Thanks, everyone! I truly appreciate everyone's willingness to share their ideas and experiences.

I'll fill y'all in once we decide on someone, and what the final figures shake out to be...and how our experience goes. Others could probably benefit from that info.

ElenaMaria
 
Hello:My name is Lewis Jones and I have been a builder in the area over 20 years and would like to meet with you and discuss building your home. I have several projects that are completed or under construction near your lot. I have many references I can give you and have experience building all types of homes. I feel like I could help you with your new home construction for an affordable price.

Please feel free to contact me by email or at any of the following numbers: 850-974-9636 cell 951-9696 office

Lewis B. Jones Construction, Inc.
752 McKinnon Bridge Rd.
Ponce de Leon, FL 32455
 
Hello,
We are looking to build an inexpensive home on our 1/2 acre lot in the Seabreeze subdivision (Seacrest area). We're just starting to look for builders.

We're looking for a very basic house, single story, about 1200-1300 square feet. No fancy finishes...tile and carpet throughout, laminate counters...get the picture?

Can anyone recommend a reliable, competent builder who builds "affordable" homes?

Thanks!

Elena
Hi. Since you apparently own a lot in Seabreeze already you are aware that there is an HOA and an architectural review on all new construction which must be in "harmony" with the neighborhood. I'm not saying that a modular or manufactured home, which has been suggested, would not be compatible (i've seen some beauties in up-scale neighborhoods) but only that plans must meet certain standards re: min. square footage, slope of roofs, materials, etc. ). My wife and I have lived in Seabreeze for 4 years in Phase 2 and welcome you to the hood. Where is your lot located?
 
Modular is the way to go to save money and get as good a home or better than site-built (wood frame). Building with masonry is better but more expensive.

Check out http://www.stalwartbuilt.com/

These homes are built in south Georgia and shipped to your site and assembled there. Their first project is Callaway Corners in Callaway, on the east side of Panama City. They're building very high-quality, very energy-efficient homes at affordable prices.
 
Yeah, we looked into modular, including the StalWart built homes. The biggest problem they pose is with lenders. Most lenders put modular in the same category as manufactured (aka "trailers") and their interest rates are much higher. And, frankly, we haven't found the prices to be any lower than what contractors have been quoting us for site-built homes.

But thanks for the suggestion!

And hi Tsutcli. Thanks for the welcome to the 'hood. Yes, we're aware of the HOA requirements, and have spoken with one member of the architectural review committee already, so we know what's involved.

We're on Seabreeze Way, lot 4A. It's the cul-de-sac that's behind the Emerald Waters building.

Where do you live in Seabreeze?
 
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