Update on Yippie's Mold Ridden Home - Sad but worth reading

[yippie]

I have to respectfully disagree with your assessment of Yippie's situation (and I tend to pride myself on my ability to quickly call BS(!) on sob stories ).

I've personally accepted the fact that Yippie has been screwed over by the homebuilder--I have personal knowledge and read many accounts of this situation happening during the frenzy.

I also feel that he's telling the truth when he said that he's spent large sums of money trying to repair the house.

I can empathize with his pain and frustration as he tries to sort out this mess that is causing him financial, mental and physical pain.

If Yippie is just blowing smoke out his arse and getting a kick out of fooling people who believe in his plight to elicit sympathy and attention, then I've gotta congratulate him on fooling me (Florida's #1 Skeptic)--but all I'm offering up is a few moments of my time and a couple of words of support and comfort, so it's really no big deal.

.

I assure you that I am not blowing smoke out of my arse.

Sowalgayboi, I'm not trying to be ugly, but I think you need to do some research before you voice your opinion. It's a free country, so each is entitled to an opinion and my opinion of your post was that it is insensitive, rude and hateful.

Read this Leviticus Chapter 14

 

[destinscuba]

Yippie,

You wrote:

"The bank is not wiling to continue to carry a mortgage on a property that is not worth the collaterial and not insured on top of it."

The way that I see it is that if you can't insure, and you can't afford to continue paying the mortgage, "The Bank" is the owner of the property and it is up to the bank to take up the issue with the builder...no? (just like if you have a CAR payment and you can't make the payments, THE BANK takes it, NOT the Car DEALER the YOU bought it from!!!!

.

I asked a builder I know how they deal with this issue and what has caused it to come to the forefront today. He told me that they have always had mold problems. The lumber that comes in is usually full of the stuff. YES IT IS.....no mater how tight you TRY to make/build a house, WATER is the one thing that NO MATTER WHAT, WILL find a way in, ESPECIALLY HERE with hurricanes and the horizontal rain that we get in storms. There is NO way to make a building COMPLETELY dry, NO matter what ANYONE tells you, NO MATTER WHERE you are in the country, it's IMPOSSIBLE
There is a wood product that you can use that effective resistance to mold, termites, and fungal decay LINK the "green" wood is actually better for the environment than the typical pressure treated material.
A few years back they started hiring some sort of mold company to ome in after the home was dried in that sprays an orange colored chemical on the entire inside of the house. They then certify the home as mold free and give them a warranty against future mold. (IF they warranty it go after THEM)

I have seen a lot of houses in various stages and never have I seen anything sprayed orange. (NOR have I) I wonder how long before they discover that the chemical that is being sprayed is some sort of a carcinogen.

He did say this has really gotten regulated in California as the result of a huge lawsuit against the government on a mold issue. He felt like that it would not be long before similar rules and regs would be put in place throughout Florida.

Try these:

http://www.destindir.com/matercloset.pdf

http://www.destindir.com/abrahamresidence(3)8-30-06.pdf

http://www.destindir.com/abrahamresidence8-30air.pdf

http://www.destindir.com/PhotosAbraham8-21-07.PDF

You may have to cut and paste in your browser.

IT is interesting that the images have a date of AUGUST of THIS year. IF YOU ARE HAVING ISSUES AND ON GOING LEGAL PROCEEDINGS WHY WOULDN'T YOU HAVE CORRECTED THE DATE ON YOUR CAMERA so there would be NO questions about the date??? Instead of having (Dated with wrong year, correct date is 8-21-07)

No, my insurance is not part of the mortgage. IT is paid separately. The bank does not own the property, payments are current.

WRONG...THE BANK STILL OWNS THE PROPERTY TILL YOU PAY IT OFF

Well, I was a day off. At exactly 12:01am March 16th, there is no longer any insurance on the house.

I don't know what will happen on Monday.

If only the builder would have stepped up to the plate and do the right thing, (TYPICALLY the builder will guarantee their construction for a year or two AFTER completion and FIX ANY problems, no questions asked) BUT(from an earlier post "Your house is also 12 years old and probably needs routine maintenance. Reputation is awfully important in this area, and if they were such shotty builders, they would have gone out of business a long time ago.)

so if you have owned this house for 12 years, it's too late to get the builder/county officials involved, this is a problem that is only YOU have to deal with.(it's like if I had a 1994 car and it has a problem, there is the 60,000 mile guarantee, but after that, I have to deal with it. fixed the problems their defects caused, or even attempted to help me get some satisfaction from their liability insurance company, I would not be in this mess. [I can personally verify that the builder that YOU did name in that earlier post is VERY upstanding company and does build to and ABOVE code.



Small update - Mr. Brown from channel 13 has attempted to reach the builder several times, but the builder will not take or return his calls. (you know, it all depends WHEN they tried to call, IF they called my office on friday, OR a saturday(the date this was posted).....no one would be there to answer.


I do feel for you for all of your health issues, but the more that this is looked into and the true reality is revealed, the less empathy I feel for you. And it looks like the only shady party in all of this is YOU.

 

[Matt J]

I assure you that I am not blowing smoke out of my arse.

Sowalgayboi, I'm not trying to be ugly, but I think you need to do some research before you voice your opinion. It's a free country, so each is entitled to an opinion and my opinion of your post was that it is insensitive, rude and hateful.

Read this Leviticus Chapter 14

I have done my research and according to <link removed>

You also apparently own a piece of property in Hammock Bay in Freeport that currently has a lein on it:

http://clerkofcourts.co.walton.fl.u...px?Request=navResult&IID=20984766&RecordID=57

The property has a lein against it, although according to the clerk of courts you were quick deeded this property after obtaining a mortgage on it. Could you please explain the discrepency the clerk of courts has presented?

In addition the property in question is the following:

<link removed>

You purchased this property in 1995 and are complaining of water intrusion now. You also purchased the home 6 months prior to Hurricane Opal. The house has since been thru multiple other Hurricanes and only recently are you slandering the builder.

Long and short you may feel that I am being callous, mean, or hurtful; but these are legally documented facts and it appears that you have backed yourself into an untenable financial corner and are simply lashing out at anyone who you feel has caused you undue harm.

 

[Matt J]

I have to respectfully disagree with your assessment of Yippie's situation (and I tend to pride myself on my ability to quickly call BS(!) on sob stories ).

I've personally accepted the fact that Yippie has been screwed over by the homebuilder--I have personal knowledge and read many accounts of this situation happening during the frenzy.

I also feel that he's telling the truth when he said that he's spent large sums of money trying to repair the house.

I can empathize with his pain and frustration as he tries to sort out this mess that is causing him financial, mental and physical pain.

If Yippie is just blowing smoke out his arse and getting a kick out of fooling people who believe in his plight to elicit sympathy and attention, then I've gotta congratulate him on fooling me (Florida's #1 Skeptic)--but all I'm offering up is a few moments of my time and a couple of words of support and comfort, so it's really no big deal.

.

SHELLY what frenzy was occuring in 1995?

 

[SHELLY]

[Small update - Mr. Brown from channel 13 has attempted to reach the builder several times, but the builder will not take or return his calls. ]

(you know, it all depends WHEN they tried to call, IF they called my office on friday, a saturday(the date this was posted) no one would be there to answer.

So you're the builder Destinscuba? Why not call Mr. Brown and give him your side of the story?

.

 

[SHELLY]

SHELLY what frenzy was occuring in 1995?

My bad, SGay....then I guess it was just shoddy workmanship.


.

 

[yippie]

IT is interesting that the images have a date of AUGUST of THIS year. IF YOU ARE HAVING ISSUES AND ON GOING LEGAL PROCEEDINGS WHY WOULDN'T YOU HAVE CORRECTED THE DATE ON YOUR CAMERA so there would be NO questions about the date??? Instead of having (Dated with wrong year, correct date is 8-21-07)

Not my camera. It has been noted in legal papers the date is one year off. It isn't quite August 2008 yet is it?

If only the builder would have stepped up to the plate and do the right thing, (TYPICALLY the builder will guarantee their construction for a year or two AFTER completion and FIX ANY problems, no questions asked) BUT(from an earlier post "Your house is also 12 years old and probably needs routine maintenance. Reputation is awfully important in this area, and if they were such shotty builders, they would have gone out of business a long time ago.)

Are you accusing me of not maintaining my house? Exactly what knowledge do you have of this or what documentation do you have that you could even make this assumption?

so if you have owned this house for 12 years, it's too late to get the builder/county officials involved, this is a problem that is only YOU have to deal with.(it's like if I had a 1994 car and it has a problem, there is the 60,000 mile guarantee, but after that, I have to deal with it. fixed the problems their defects caused, or even attempted to help me get some satisfaction from their liability insurance company, I would not be in this mess. [I can personally verify that the builder that YOU did name in that earlier post is VERY upstanding company and does build to and ABOVE code.

So, I guess leaving moisture barrier and no insulation in the attic is up to code? No, wasn't then, and isn't now. I have a copy of the code that was in effect when the house was built, and a copy of the current code.

Are you accusting me of not maintaining my house? How often would you pull siding off your house to check to see if there was a moisture barrier EVER put on it?

I am within the Florida Statute of limitations when it regards a builders defect such as the ones found in my house

Small update - Mr. Brown from channel 13 has attempted to reach the builder several times, but the builder will not take or return his calls. (you know, it all depends WHEN they tried to call, IF they called my office on friday, OR a saturday(the date this was posted).....no one would be there to answer.

I'm sure he has better sense than that. He says Mary answers the phone and I don't think she works on Saturday. You say if he called "your" office. Hummm... If you are who i think you are, then he has your cell phone too.

[I can personally verify that the builder that YOU did name in that earlier post is VERY upstanding company and does build to and ABOVE code.

Maybe they have improved since they built my house, but they did not build to code or above code when they built my house.

 

[yippie]

You also apparently own a piece of property in Hammock Bay in Freeport that currently has a lein on it:

Yes, there is a lien on that piece of property for the association dues. I guess if I had not taken a second mortgage on my home in an attempt to repair it, then having to move and pay for a rental house, utilities on two properties, etc, those association dues would have been paid.

The property has a lein against it, although according to the clerk of courts you were quick deeded this property after obtaining a mortgage on it. Could you please explain the discrepency the clerk of courts has presented?

Different piece of property. There is no mortgage on that piece of property and had you read the document properly. you would have noticed it was deeded TO me, not from me.

In addition the property in question is the following:

<link removed>

You purchased this property in 1995 and are complaining of water intrusion now. You also purchased the home 6 months prior to Hurricane Opal. The house has since been thru multiple other Hurricanes and only recently are you slandering the builder.

Long and short you may feel that I am being callous, mean, or hurtful; but these are legally documented facts and it appears that you have backed yourself into an untenable financial corner and are simply lashing out at anyone who you feel has caused you undue harm.

I am not slandering the builder. Just simply quoting the facts.

I would add that any builder, or any other business, that has been in business here for 16 years is doing something right. They may also make mistakes, as we all do, but it's how you deal with your mistakes that sets a successful business apart.

This was quoted on an earlier thread, if only they had dealth with the mistakes properly.... by fixing their defect.

Now, there is no reason for me to justify any other property I own and lashing out like you are doing give me reason to be very suspicious of you. However, had I not taken out a second mortgage on my house, then had to move into a rental house when the repairs did not work, basically paying 3 mortgages and have other obligations, then I guess that lien wouldn't be on that Hammock Bay Property, now would it?

 

[ER]

Sowal Gayboi,

Since you seem rather adept at digging up "legally documented facts" can you then also publically let us know who the builder is.

ER

 

[TooFarTampa]

SWGB, I am all for the use of public records, to their fullest extent, but Yippie is a private citizen and you went over the line IMO in posting such personal detail. You could have just asked the pointed and relevant questions -- which are good ones -- and let her answer them first before posting direct links, calling her by name and making assumptions about what has happened.