I realize that not everyone does but I would venture to guess a letter to the mortgage holder unless it is owned outright would get a swift response especiallt if a forclosure notice was attatched. As for the failure to pay, are any of the homes, if you know currently in foreclosure? Oh and as for whether a Republican or Democrat followed the rules, can we avoid the STONES because I would venture to guess that we could find errors/ oversights/ omissions in just about any politician. As for Rhonda Skipper, I voted for her and trust she is doing the job currently. Robert, I don't always agree with your post, but you do have an interesting way in presenting some info.