Work Harder or Smarter or Just More?

[bluemtnrunner]

The economy is faltering, jobs are disappearing, utility costs are rising so what are you doing to protect yourself or to get ahead?

Our CEO has assured us that our jobs are safe and we are actually hiring people but I can't help but be nervous and I'm sure there aren't going to be any big increases anytime soon. I don't think a night shift at the Waffle House is going to get me anywhere. Time to start a side business that I can run evenings and weekends?

 

[Miss Critter]

Work Harder or Smarter or Just More?

Yes.

 

[SHELLY]

What to do??

(1) Draw a line at "now" and start living waaaaay below your means
(2) Cut out the "extras"
(3) Cut expenses to the bare bones
(4) Take a vacation from "consumerism/materialism"
(5) Declutter and sell off/write off all the excess junk
(6) Find out what those "free" things are that are the best things in life
(7) Make budgeting and frugal living your second job

 

[bluemtnrunner]

What to do??

Make budgeting and frugal living your second job

I've had that second job forever, I need a third! The cost of kids seems to rise exponentially the closer they get to moving out.