Rest assured you are not subsidizing us. Many of us pay for things via taxation, etc., which we may or may not use or benefit from. The primary benefit of the law to us was the opportunity to get off of our guaranteed issue plan (the only option for those with pre-existing conditions--and everything in your health record is considered a pre-existing condition!) and choose a plan that best met our minimal usage of healthcare. We lowered our costs by assuming more risk by choosing a high-deductible policy. The law is based on creating a pool where everyone has access to healthcare (including for pre-existing conditions), but pays their fair share, instead of showing up at the hospital for treatment uninsured and potentially facing financial ruin. This is how a similar law was effectively sold and implemented in Massachusetts.We’ll all see how it works or not over time. I simply posted my experience to-date as a data point, not an endorsement or predictor of value to others.