I thought this thread was about "if I had $10 million to spend on vacation property."
If I had $10 million dollars to spend on whatever I wanted to spend, I'd take care of all of our debts. Then I'd give a named gift to The University of Florida for Alzheimer's research with a plaque at Ben Hill Griffin Stadium, a named gift to Tulane University, a named gift to the institution at which I am a professor, and an anonymous gift to our church. The remainder would be invested in our daughter's trust fund and other charities.